BlogsHow Providing Dental and Vision Benefits Can Save Companies Millions in Future Medical Premiums
June 26, 2017, by Ryan Miller
When a company considers which benefits to include in an employee benefits package, it’s important to think comprehensively about long-term health and wellness. Providing dental and vision as part of an employee benefits package can, in the long run, save companies millions of dollars in future medical premiums.
Routine Dental Care, an Early Warning System
Visiting the dentist every six months is not only a great way to keep your teeth pearly white, but it also keeps your dental health in check. Having routine cleanings can prevent many diseases associated with the gums and teeth, but dentists can also see evidence of possible, more serious health issues at play. For example, loose teeth and inflamed gums – symptoms of periodontitis – can be red flags for heart disease. In fact, the American Heart Association found that routine dental cleanings decrease risk of heart attack by 24%, and of stroke by 13%.
Warning signs for dementia, diabetes, osteoporosis and digestion issues are among the other health problems a dentist can spot and alert the patient to during check-ups. In the case of dementia and diabetes, good dental hygiene plays a part in staving off and/or lessening the disease’s effects. One study discovered that elderly people who brush their teeth less than once a day were 65% more likely to develop dementia than those who brushed daily.
Staying on Top of Your Optical Health
While most people visit an eye doctor only when their vision noticeably worsens, as with dental care, routine vision and eye check-ups can reveal a lot about a person’s overall health. Aside from issues like glaucoma and cataracts, conditions such as high cholesterol, diabetes, thyroid disease, even cancer and auto-immune diseases like Lupus all betray themselves through the eyes.
All these issues call for more medical attention, but caught and treated early enough and the severity, and potential cost of care, can be greatly reduced.
A Little Now, a lot Later
One out of every two Americans has at least one chronic condition, and over $140 billion is spent annually on eye and vision disorders. Routine dental and vision check-ups are an easy way to ensure health issues are detected before they become major, more expensive health concerns.
At Centennial, we strive to help our clients select and administer the benefits package which best fits their health and financial goals. While including dental and vision may slightly raise premiums in the immediate future, if viewed as an integral part of an overall preventative wellbeing-program, we know our clients will be thrilled with the significant long-term savings due to major medical prevention and decreased utilization.
To discuss the best possible employee benefits packages for your company, contact Centennial by clicking here or calling (714) 740-1111 ext. 274 today.